# Replacement parts and key coverage

> Aftermarket and OEM parts coverage  Turo covers reasonable and necessary repairs of trip-related damage, including the use of like, kind, quality (LKQ) parts...

Source: https://help.turo.com/en_us/use-and-coverage-of-aftermarket-parts-BkKPU4eV9

Last updated: 2026-05-12T20:54:08.403Z

## OEM and aftermarket parts and keys 

Turo covers reasonable and necessary repairs of trip-related damage, including the use of like, kind, quality (LKQ) parts and the use of aftermarket parts. If your vehicle has aftermarket replacement parts and they’re damaged, your earnings plan will cover them. In the US, Australia, Canada, and the UK, if the keys are lost or so damaged that they’re unusable, your earnings plan will cover them.

*   For vehicles that are **two years old or newer** _**and**_ **have fewer than 24,000 miles (39,000 kilometres) at the start of the trip:** Turo will reimburse the cost for OEM parts. We’ll also reimburse the cost of OEM keys for hosts in all countries except France. 
    
*   For vehicles that are **more than two years old or have more than 24,000 miles (39,000 kilometers) at the start of the trip:** Turo will reimburse the lesser cost of aftermarket, LKQ, or OEM replacement parts. We’ll also reimburse the cost of non-OEM keys for hosts in all countries except France. 
    

## Aftermarket accessories 

*   We’ll pay the cost of repair/replacement for aftermarket accessories that are permanently attached to the vehicle, including wheels, wraps, and clear covers. This doesn’t include aftermarket accessories that don't replace original parts, such as roof racks, camper tops, or tonneau covers, for example, or items you offer as [Extras](https://help.turo.com/offering-extras-rkKLHExEc).
    
*   We’ll cover damage to wheelchair-accessible equipment, including lifts, ramps, and related parts.
    
*   **In the event of a total loss, the** [**actual cash value (ACV)**](https://help.turo.com/vehicle-actual-cash-value-(acv):-calculation-and-limits-ryJFLVxNc) **includes the cost of aftermarket parts, accessories, and/or other modifications only to the extent that they increase the overall ACV of the vehicle.** 
    

## Terms to know

*   **Aftermarket:** Cost-effective and certified parts or accessories made by a different company than the vehicle’s manufacturer
    
*   [**Extras:**](https://help.turo.com/offering-extras-rkKLHExEc) These can include but aren’t limited to bike racks, ski racks, speakers, third-party GPS, or navigation units
    
*   **LKQ:** Like, kind, quality — can be aftermarket or OEM and may include recycled, reconditioned, remanufactured, or refurbished parts
    
*   **OEM:** Parts or accessories made by the original equipment manufacturer